Your business growth
starts with a partner

We help entrepreneurs buy equipment, vehicles and goods on transparent terms consistent with Islamic finance.

Behind every successful business
stands the right decision

Financing growth

Every KamKam contract rests on one simple principle.

No late fees

Compliant with Islamic finance

Flexible terms

No terms that change after you sign

KamKam is a partnership, not a loan

At every stage of growth

Whether you are opening your first business or expanding an established company, we will help you find the right solution.

Production floor with new machinery

Starting
a business

Buy your first equipment without large upfront investment.

Truck in front of a business centre

Scaling
the company

Expand production, open new locations and enter new markets.

Replacing outdated machinery with a modern unit

Upgrading
equipment

Replace ageing machines without pausing the business.

Warehouse with goods and a trolley

Topping up
working capital

Top up working capital exactly when your business needs it.

Products

Construction

Tools, machinery and building materials

Healthcare

Equipment for clinics and private practices

Taxi

Cars for work and steady income

Retail

Restocking and retail equipment

Manufacturing

Machines and lines to launch and expand workshops

Logistics

Freight vehicles and warehouse equipment

From application to growth
— just four steps

1

Send a request

Tell us what your business needs.

2

Wait for the decision

We review the project and propose the best option.

3

KamKam buys the asset

KamKam buys the asset, and we work with you on a shared-risk basis.

4

Instalments in your name

And you move forward with confidence.

Business together with KamKam

Send a request and we will help you choose financing that works for your growth

Your name and phone are used only to contact you and review the application. Data is kept for the period set by law; consent may be withdrawn at any time.

Answers to popular questions

All answers

You submit a request on the site, a manager contacts you within a business day, clarifies the details and requests documents. A decision usually takes 1-3 business days.

For sole traders and companies - registration documents and a bank statement; for individuals - a passport and proof of income. The exact list depends on the product.

No. The full mark-up and final amount are fixed in the contract before signing and do not change. No interest or penalty is charged on late payment. The consequences of late payment are set out in the “General terms” section.

Yes. We assess the business plan and the project prospects, not only current revenue - many clients started their business with their first KamKam deal.

We use the murabaha model: we buy the asset and sell it to you in instalments with a mark-up agreed in advance, without interest. Every deal is approved by the Special Council on Islamic Finance.

Yes, the contract can be closed early at any time - with no early repayment fee.